Instant transfers
Lightning-fast cross-border payments that reach your recipient in minutes, not days.
TrustedGlobal payment platform
Move money across borders with confidence
Send money to family and friends in 50+ supported countries with BPAY — secure cross-border transfers, competitive exchange rates, and a seamless experience from start to delivery.
- Secure transfers
- Competitive rates
- Real-time tracking
256-bit encryptionKYC & AML compliant
Send money
Live indicative quote
£
₹104,895.19
Exchange rate1 GBP = 105.32 INR
Transfer fee£4.00
Delivery timeWithin minutes
Protected by 256-bit encryption · No hidden fees
Send to recipients in 50+ supported countries
IndiaPakistanAfghanistanUAEPhilippinesNigeriaTürkiyeBangladeshIndiaPakistanAfghanistanUAEPhilippinesNigeriaTürkiyeBangladesh
0+
Countries supported
Safe & secure
Bank-level protection
Encrypted
256-bit, end-to-end
0.0%
Platform uptime
Why BPAY
Why millions choose BPAY
Everything you need to move money globally — fast, transparent, and secure by design.
Competitive rates
Transparent mid-market exchange rates with one clear fee. No markups, no surprises.
Bank-level security
256-bit encryption, continuous fraud monitoring, and biometric login keep every transfer safe.
Global reach
Send to recipients in 50+ supported countries through one secure, trusted network.
How it works
Send money in 3 simple steps
From sign-up to delivery in minutes — no branches, no paperwork, no guesswork.
1
Create your account
Sign up in minutes and verify your identity securely with KYC — no branch visits required.
2
Choose your recipient
Add the person you're sending to, pick bank deposit, mobile money, or cash pickup, and lock in your live rate.
3
Track in real time
Follow every transfer end to end with instant notifications until your recipient is paid.
Services
One platform for every payment
Whether you're sending to family or paying a global team, BPAY has a purpose-built product for it.
Send
Send money to recipients abroad
Send funds quickly and securely to family and friends across borders, with transparent pricing and live tracking.
- Recipients in 50+ supported countries
- Live mid-market rates
- Delivery in minutes
BPAY · Send
You send
£1,000.00
Sending…
Recipient gets
₹82,680
Deliver
Flexible ways for recipients to get paid
Your recipient chooses how they receive the money — directly to a bank account, mobile money account, or for cash pickup nearby.
- Bank deposit
- Mobile money
- Cash pickup locations
BPAY · Deliver
How your recipient gets paid
Bank deposit
Straight to their account
Mobile money
To their mobile money account
Cash pickup
At a nearby location
Exchange
Competitive exchange rates
See the live mid-market rate on every transfer and lock it in before you send. No hidden spread, ever.
- Real-time FX rates
- Lock a rate before you send
- No hidden spread
BPAY · Exchange
GBP → INR
105.30
Mobile app
Send money on the go
Start a transfer, track it in real time, and get instant updates until your recipient is paid — all from a fast, secure app.
- Transfer tracking
- Live exchange rates
- Instant notifications
- Secure authentication
Good morning
Amina R.
You send
£1,000.00
Recipient gets ₹82,680
Send money
Recent transfers
To India₹82,680
To PakistanDelivered
To Philippines₱11,200
Security
Security you can trust
Your money and data are protected at every layer — by encryption, compliance, and 24/7 monitoring.
End-to-end encryption
Data is protected with 256-bit AES encryption in transit and at rest.
AML compliance
Continuous anti-money-laundering screening on every transaction.
KYC verification
Identity verification that meets global regulatory standards.
Fraud monitoring
Real-time risk scoring flags and blocks suspicious activity.
Secure cloud infrastructure
Resilient, redundant systems engineered for high availability.
AES-256
Biometric
Verified
FAQ
Frequently asked questions
Everything you need to know about sending money with BPAY.
Most transfers arrive within minutes. Delivery time depends on the destination country, payout method, and recipient bank — you'll always see an estimated arrival time before you confirm.
Still have questions?
Our support team is here to help, 24/7.
Ready to move money smarter?
Join thousands of users already using BPAY for secure and fast global payments. Open your account in minutes.
No setup fees · Cancel anytime · Bank-level security